Have you ever worried about high hospital bills during a medical emergency? Many families in India face this stress every day. To help us, the government started a special health scheme. Now, everyone is asking, ayushman card? This card is like a magic key that opens the door to free treatment worth up to ₹5 Lakh every year. Whether it is a small surgery or a big treatment, this card supports your family.
In this helpful guide, we will talk about how you can make this card from the comfort of your home or by visiting a nearby center. We will use very simple words so that even a 5th-grade student can understand everything easily. Let’s learn how to protect our family’s health without spending a single rupee on registration.
Basic Details of Ayushman Bharat Yojana 2026
| Feature | Details |
| Scheme Name | Pradhan Mantri Jan Arogya Yojana (PM-JAY) |
| Benefit Amount | ₹5,00,000 per family per year |
| Card Name | Ayushman Card (Golden Card) |
| Application Mode | Online (Portal/App) and Offline (CSC/Hospital) |
| Official Website | beneficiary.nha.gov.in |
| Helpline Number | 14555 |
What is an Ayushman Card?
An Ayushman Card is a special identity card issued under the PM-JAY scheme. It allows you to get “Cashless Treatment” at any government or private hospital that is part of this network. This means if you have this card, you don’t need to carry cash to the hospital for surgeries or serious illnesses. The government pays the bill directly to the hospital. It is designed to help poor and middle-class families stay healthy without the fear of debt.
Who is Eligible for This Card?
Before knowing ayushman card kaise banta hai, you must check if you are eligible. The government uses the SECC 2011 data to find beneficiaries. Generally, people living in “Kucha” houses, landless laborers, and families with no adult male member are included. In 2026, the scheme has expanded to include all senior citizens aged 70 and above, regardless of their income. If you fall into these categories, you can easily get your card made.
Documents Required for Registration
To start the process of ayushman card kaise banta hai, you need to keep a few papers ready. The most important document is your Aadhaar Card. It must be linked to your mobile number for the OTP (One-Time Password). You will also need your Ration Card to prove your family members’ names. Sometimes, a mobile number and a passport-size photo (captured live) are also required. Keeping these ready makes the process very fast and smooth.
How to Check Your Name in the List?
You cannot make the card if your name is not on the official list. To check, go to the official portal and click on “Am I Eligible.” Enter your mobile number and the OTP you receive. Then, select your state and search by your Name, Ration Card, or Aadhaar number. If your name appears in the results, congratulations! You can proceed to the next step of ayushman card kaise banta hai.
Step-by-Step: Ayushman Card Kaise Banta Hai Online
Making the card online is very simple now. First, visit the beneficiary.nha.gov.in portal. Log in using your mobile number and OTP. Select your State, Scheme (PMJAY), and District. Search for your family using your Aadhaar number. You will see a list of family members. If a member’s status is “Not Generated,” click on the “E-KYC” button. Follow the prompts to verify your identity using Aadhaar OTP.
Completing the E-KYC Process
The E-KYC is the most crucial part of ayushman card kaise banta hai. Once you click on E-KYC, you will need to provide your Aadhaar number again. An OTP will be sent to your registered mobile. Enter that code carefully. The system will then show your details from the Aadhaar database. You will need to take a live photo using your phone or laptop camera. Make sure your face is clear and there is enough light in the room.
Adding Family Members
Many people ask if they can add more people while learning ayushman card kaise banta hai. Yes, you can! If some family members are missing from the list, you can use the “Add Member” option. You will need their Aadhaar and a valid document like a Ration Card or Marriage Certificate to show the relationship. Once the officer verifies these details, their names will also be added to the portal for card generation.
Offline Method: Visiting a CSC Center
If you find the online process difficult, don’t worry. You can visit your nearest Common Service Center (CSC) or a “Jan Seva Kendra.” Tell the operator that you want to know ayushman card kaise banta hai. They will take your Aadhaar and Ration Card and do the full process for you. They might charge a very small fee for printing, but the registration itself is free. This is a great option for those who don’t use smartphones.
How to Download Your Golden Card?
Once your application is approved, which usually takes a few hours to a few days, you can download it. Log back into the portal, search for your name, and you will see a “Download” icon next to your name. Click it to get a PDF version of your card. You can keep this on your phone or print it out. This printed card is what we call the “Golden Card,” and it is valid all over India.
Benefits of Having an Ayushman Card
The biggest benefit is the peace of mind. You get coverage for over 1,900 medical procedures. This includes heart surgery, cancer treatment, and even kidney transplants. It covers expenses from 3 days before you go to the hospital up to 15 days after you come home. This wide coverage is why knowing ayushman card kaise banta hai is so important for every eligible Indian citizen in 2026.
Conclusion: Take Action for Your Health
Knowing ayushman card kaise banta hai is the first step toward a secure future. Health problems come without warning, and being prepared is the best thing you can do for your loved ones. Don’t wait for an emergency to happen. Check your eligibility today and follow the steps we discussed to get your card. It is a gift from the government that ensures no one stays untreated due to a lack of money.
Frequently Asked Questions (FAQs)
1. Is the Ayushman Card free to make?
Yes, the registration and E-KYC for the Ayushman Card are completely free on the official government portal. If you go to a CSC, they may charge a small fee for the service and printing.
2. Can I apply for an Ayushman Card if I have a job?
If you are a government employee or pay income tax, you are generally not eligible. The scheme is for families identified as economically weak or those in specific labor categories.
3. How long does it take for the card to get approved?
Usually, after completing the E-KYC, the card is approved within 24 to 48 hours. However, in some cases, it might take up to 7-10 days if manual verification is needed.
4. What should I do if my mobile number is not linked to Aadhaar?
To understand ayushman card kaise banta hai online, Aadhaar-mobile linking is a must for OTP. If not linked, you can visit a CSC or hospital where they can use your fingerprints (Biometric) for verification instead.
5. Is there an age limit for the Ayushman Card?
No, there is no age limit. From newborn babies to senior citizens, everyone in an eligible family can get their own card.
